Vpi Pet Insurance - Top Ten Things To Look For In A Pet Insurance Policy

Pet insurance has become an integral part of a pet lover's world.  This is because pet insurance takes care of the medical and routine expenses like checkups and vaccinations depending on the policy you have selected. Though just a couple of decades old in the United States, pet insurance is fast gaining importance due to the high cost of living and the rising cost of medical bills.

There are plenty of pet insurance companies who offer coverage to your pets for various medical emergencies. As a pet owner it is important that you select the right insurance policy to make the most of it.

The top 10 things you should be looking at before buying pet insurance are:

1.    Check for type of coverage you seek – Some companies provide for accident plans, other for illness and high end coverage for surgeries. The premiums vary for all. So select one or a combination which covers the nature of your pet the closest.

2.    Budget – You should have a premium figure in mind which you can pay for the insurance policy. There are many plans in the market to suit all budget types. You will not only have to know the monthly amount you can put aside for your pet but also the long term consequences of such investments. Paying low premiums may at times leave you out of cover for a large amount of incidents and make your policy redundant.

3.    Select from multiple options – Carefully search the market for the best pet insurance deal for your pet. Look at all the policies that are on offer and select the one which is most suited for your pet. You know the peculiarities of your pet, so you should be the one to decide which insurer is best. Do not get carried away by sales talk.

4.      Check for renewal terms – Some pet insurance companies treat an illness in a year and then classify the same as pre existing when the policy comes up for renewal. This means that pre existing conditions will not be covered as part of claims and you will not be getting any insurance benefit on it the time your pet contacts that illness again. So beware.

5.     Insurer's track record –Select an insurer with a proven track record of insuring pets. Check for any customer testimonials – positive and negative to decide. Read up on the insurance provider's certifications and credentials before you commit to any pet policy for your precious pet.

6.    Scope of insurance coverage – Some pet insurers want you to visit the vet who is in their network. This may not be feasible for you for various reasons. So check if your pet insurance plan is good enough to use at the vet you prefer to take your pet to.

7.    The age at which you can insure your pet – Some insurance companies charge very high premiums for older pets and also do not cover many of the illnesses that you're pet may have at that age. So it will be wise to check up on the pet insurance policy if you have an older pet.

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Having helped quite a number of people be free from their cat allergies using TAT,(Tapas Acupressure Technique) I have made some really interesting observations.

My philosophy is based on the more and more accepted theory that the allergy problem lies within the body's energy system, and the cause is a disharmony between the body's energy and that of the allergen.

It is this disharmony that causes a disruption, or blockage in the energy system which is what sets off the cascade of an inappropriate immune response which result in the allergy symptoms.

The object then is to retrain, or balance the energy system so it is IN harmony with the cat allergen. Once that happens, the allergy symptoms go away completely.

This is a workable theory, as it can be observed time and time again using effective modern techniques. (TAT is only one of several-but probably one of the fastest and most effective.)

But then, what is it that causes the energy system to become unbalanced in the presence of the allergen?

Is there any connection at all with the mind?

Anyone interested in the mind-body connection have read stories of how someone got the phone call that their mother had died as they are watching a bouquet of yellow roses.

Ever since that incident that person was allergic to yellow roses. (Not red ones, or pink ones-only the yellow ones...) The person was even allergic to yellow plastic roses...

Or the case when someone was in a rollover accident, pinned under the car in the grass, gasoline fumes wafting, and after that they get violently ill when around rag weed?

Or the verified cases when someone who is a multiple personality has one personality that is allergic to cats, and the other is not... (They are in the same body, but they have different memories...different memories causing different chemistry.)

So, then, what can be an emotional cause for someone to be allergic to cats?

Well, the causes can vary quite a bit, but in my experience, a frequent reason for someone's allergy has to do with the bad rap cats have had for hundreds of years.

I'd like to mention here, that it makes no difference if you like or love cats.

The bad rap is pervasive.

Let me explain...

Your mind is like a computer. Some of the data you get is like those temporary internet files- easy to delete.
Then some data gets saved onto your hard drive... Data that came to you from authority figures when you were a child, or data that came when you were in a state of acute stress or fear.

That kind of data was accepted without you having a chance to decide whether you wanted it or not, or whether it was true or not.

But, let's get back to the cats...

There are "Truths" about cats that resonate within our society. Let's see if you recognize any of them:

"Cats are sneaky".
"Cats attack without even being provoked".
"Cats are mean".
"Cats are stalkers".
"Weird people have cats". (as in the village "witch")
"Cats can steal a baby's breath..."
"Cats aren't safe around babies."
"The crazy cat lady"
"Black cat crossing in front of you means bad luck".

Add to that the FACT that in medieval times you could be burned on a stake for owning a cat. Even liking cats could get you killed.

So, many of these things are silly, yes? But, for a child that was told these frightening things, it was not so silly, and could very well have been saved onto the "hard drive"

Now, most of these things are completely on an unconscious level. But,,, these things get into your inner mind, and even though you don't believe them consciously, they are like a computer program. They will continue to run until you delete them.

I see this all the time working with cat allergies. And I also see that when the issue, or misinformation gets resolved the allergy goes away, for the most part, permanently.

Let me share a story.
(Details have been changed for anonymity )

Donna was severely allergic to cats. She would have reactions being around someone who had been in contact with a cat.

One of her favorite pastimes was garage sales, and shopping in second hand stores. Invariably there would be some item that had been in contact with a cat, requiring Donna to always carry her meds and plenty of tissue on her shopping trips.

Add to that, her grandson lived with 4 cats. When coming to her home he would have to undress in the garage, head straight for the shower and dress in the clothes that Donna provided for him.

Donna sure had some serious reactions to cats...

Gathering some info about Donna's allergy, she shared that the allergy started when she was pregnant with her first son. Ever since then (34 years ago) she had had severe reactions around cats.

So we did the allergy eliminating session with TAT which at the conclusion includes a statement where you state how you would like to feel around cats.
(Or how your body would like to feel)

Donna stated "I want to be safe around cats"

Now that took me by surprise, since I had already asked if she was afraid of cats, or had a dislike for cats. Or if she had had any incidents with cats.

(Most people with cat allergies are not afraid of cats, on the contrary they like them)

Then she said, almost with an embarrassed chuckle, "Well,,, you know,,, that thing about cats stealing the baby's breath and all..." adding dismissively, "But that's just an old wives tale"

So, reading this, you may have light bulbs going off...

Donna's allergy started when she was pregnant with her first child. She has, even though she rationally knows it is not true, had the belief implanted that "Cats steal the baby's breath"

Now, what better way for Donna to protect her baby from dying by a cat "stealing it's breath" than for her to get so seriously ill, a cat could never possibly come anywhere close to her baby?

See, this is how the inner mind works... (Fascinating, no?)

So, we did neutralize that belief using TAT and she had no allergic reactions whatsoever when around cats for a few months.

Then late one evening I get a call from Donna.

"Heeeeeeelp!! I had a bad reaction to a cat yesterday."

I was curious to find out what had happened...

Donna had visited a friend who had a newborn baby boy. As they are visiting the family's cat want to join in. As the cat gets closer to the baby, the baby's father says: 'Don't let the cat get to close to the baby, It is not safe"

So that was the problem. We had not completely neutralized the (totally unconscious)
fear Donna had about cats and babies. We did some more TAT addressing the baby issue, and she has not had one reaction since.

Donna could have spent the rest of her life avoiding cats, avoiding people who have had contact with cats, and taking medication when going out shopping.

But, she only needed to clear a misconception she had gotten, probably at a very early age, in order to be completely allergy free, which she is today.

To experience the effects of TAT for yourself, I have a free TAT session you can download on my Cat Allergy website.

Keeping tropical fish is a great pastime that can bring immense happiness. Before doing so, however, there are several key points that you need to be aware of or the whole exercise could end up in great disappointment.

Before you set up a tropical fish tank, there are several guidelines that you should adhere to. If not, you may be endangering your tropical fish without even knowing it.

If you truly care for your fish you must act in their best interests, and no doubt you want to do exactly this. One common error that many people don't really understand is that there are some bacteria that you actually want in your aquarium (as they help balance the delicate biological life cycle). Do you know which bacteria I am talking about? I certainly didn't when I started out.

Katy's Tropical Fish Guide gave me a very good understanding into how to:

1. Set up my new tropical fish tank
2. How to introduce tropical fish to the tank
3. Caring for the fish tank
4. Feeding the tropical fish
5. Maintaining the health of the fish

Before reading it, I really had no idea on what was involved. Sure, the people at the store gave me some advice, but it was never pleasant finding my fish looking unhealthy, let alone, dead!

I wasn't overly impressed with the quality of other tropical fish books that are available on the market. I thought a lot of them were overpriced especially for the information they offered; and they generally didn't focus on telling you how to get the best results using methods that don't require a lot of effort and products that don't cost the earth.

Both of these things I believe take the fun and enjoyment out of keeping fish. After all, something that costs a significant amount of money and requires a lot of work on your behalf can't really be deemed as enjoyable.

Don't waste your time with other expensive books or videos that promise the earth. Katy's Tropical Fish Guide costs a fraction of inferior products on the market, but the advice I received was far, far superior. Without it, I would have spent a lot more money, lost a lot more fish and probably would have given away the idea of looking after a tropical fish tank. Instead, I'm now extremely happy and gain great enjoyment from my tropical fish tank.